Yes, own 1 000 € in gold can be reassuring for some reasons, but to have 1000 € on a into account banking brings others shapes of security. All depends of the risk against which you want you protect : a crisis banking, inflation, a fall of the power purchase or a need urgent money.
The difference essential, it's that gold is a Reserve of value potential, while that silver on a into account is immediately available and keeps a value Face Value stable.
Gold or bank account: comparison
|
Criteria |
1 000 € in physical gold |
1 000 € in bank |
|---|---|---|
|
In case ofbankfailure |
Not directly affected |
Deposits generally Guaranteed Up to 100000 € by client and by Bank |
|
In caseinflation |
Can preserve the power purchaseà long term, without guarantee |
The power purchase can Decrease so The priceincrease More quickly that The interests |
|
Stabilité de la valeur |
The price fluctuates |
The balance in euros remains stable |
|
Access tofunds |
You need to find a buyer toresell |
Funds generally availableimmediately |
|
Risk of theft |
Yes, for gold kept at home |
Not of risk of flight Physics |
|
Fees |
Possible purchase, storage andresale |
Variables depending the into account |
